[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jolek.cz\/banker-mohhamad-yunus\/#Article","mainEntityOfPage":"https:\/\/www.jolek.cz\/banker-mohhamad-yunus\/","headline":"Bank\u00e9\u0159 Mohhamad Yunus","name":"Bank\u00e9\u0159 Mohhamad Yunus","description":"Historie bankovnictv\u00ed sah\u00e1 do doby, kdy vzniklo prvn\u00ed platidlo. Prokazateln\u00e9 po\u010d\u00e1tky nalezneme u\u017e ve starov\u011bk\u00e9 Mezopot\u00e1mii a Egypt\u011b. Velmi propracovan\u00fd <a href=\"https:\/\/www.jolek.cz\/banker-mohhamad-yunus\/\" class=\"read-more\">\u010c\u00edst v\u00edce<\/a>","datePublished":"2023-04-27","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.jolek.cz\/author\/#Person","name":"jolek.cz\n","url":"https:\/\/www.jolek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jolek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.jolek.cz\/banker-mohhamad-yunus\/","about":["Finance"],"wordCount":404,"articleBody":"Historie bankovnictv\u00ed sah\u00e1 do doby, kdy vzniklo prvn\u00ed platidlo. Prokazateln\u00e9 po\u010d\u00e1tky nalezneme u\u017e ve starov\u011bk\u00e9 Mezopot\u00e1mii a Egypt\u011b. Velmi propracovan\u00fd bankovn\u00ed syst\u00e9m m\u011blo starov\u011bk\u00e9 \u0158ecko a \u0158\u00edm. St\u0159edov\u011bk si nedok\u00e1\u017eeme p\u0159edstavit bez\u017eidovsk\u00fdch a langobardsk\u00fdch bank\u00e9\u0159\u016f.Historie modern\u00edho bankovnictv\u00ed je nem\u00e9n\u011b zaj\u00edmav\u00e1. Ka\u017ed\u00fd, kdo se zab\u00fdv\u00e1 o ekonomiku rozvojov\u00fdch zem\u00ed, zn\u00e1 jm\u00e9no Mohhamad Yunus.\tNobelova cena za m\u00edrMohhamad Yunus byl banglad\u00e9\u0161sk\u00fd bank\u00e9\u0159, kter\u00fd v roce 2006 obdrd\u017eel Nobelovu cenu za m\u00edr, kterou z\u00edskal\u00a0 za koncept mikro-p\u016fj\u010dek poskytovan\u00fdmch chud\u00fdm podnikatel\u016fm.Tento mu\u017e v sedmdes\u00e1t\u00fdch letech dvac\u00e1t\u00e9ho stolet\u00ed zalo\u017eil Grammen bank. Grammen znamen\u00e1 venkovsk\u00fd nebo v p\u0159enesen\u00e9m slova smyslu lidov\u00fd. Yunus si v\u0161iml, \u017ee drobn\u00ed chud\u00ed podnikatel\u00e9 nemaj\u00ed \u0161anci z\u00edskat \u00fav\u011br od b\u011b\u017en\u00fdch bank, proto\u017ee nejsou schopni poskytnou dostate\u010dn\u00e9 z\u00e1ruky. Proto byli tito lid\u00e9 nuceni p\u016fj\u010dovat si pen\u00edze od lichv\u00e1\u0159\u016f za nehor\u00e1zn\u00fd \u00farok. Yunus se rozhodl to zm\u011bnit a nab\u00edzet drobn\u00fdm chud\u00fdm podnikatel\u016fm mikro\u00fav\u011bry, kter\u00e9 by byli schopni spl\u00e1cet. P\u016fj\u010dky poskytoval p\u0159edev\u0161\u00edm \u017een\u00e1m, proto\u017ee \u017eeny obvykle m\u00edvaj\u00ed v\u011bt\u0161\u00ed zodpov\u011bdnost a \u00fav\u011bry spl\u00e1cej\u00ed. Aby bylo mo\u017en\u00e9 zajistit spl\u00e1cen\u00ed, banka vytvo\u0159ila skupiny vz\u00e1jemn\u011b solid\u00e1rn\u00edch skupin dlu\u017en\u00edk\u016f, kter\u00e9 se vz\u00e1jemn\u011b podporuj\u00ed.\tSoci\u00e1ln\u011b ekonomick\u00fd program\u010casem banka vytvo\u0159ila celou \u0159adu dal\u0161\u00edch \u00fav\u011br\u016f a Yunus\u016fvsoci\u00e1ln\u011b ekonomick\u00fd program podpo\u0159ila tak\u00e9 vl\u00e1da.Grammen bank inspirovalmnoho soci\u00e1ln\u00edch program\u016f nejen v rozvojov\u00fdch zem\u00edch, ale dokonce i ve vysp\u011bl\u00fdch zem\u00edch jako nap\u0159\u00edklad ve Spojen\u00fdch st\u00e1tech americk\u00fdch. Mikrofinan\u010dn\u00ed model Mohhamada Yunuse, jeho\u017e c\u00edlem je sni\u017eov\u00e1n\u00ed chudoby, se nakonec prosadil ve 23 zem\u00edch sv\u011bta. Po Banglad\u00e9\u0161i nap\u0159\u00edklad mimo jin\u00e9 v Indii, \u010c\u00edn\u011b, Filip\u00edn\u00e1ch, Saudsk\u00e9 Ar\u00e1bii, Rwand\u011b, Ugand\u011b \u010di na Haiti.V sou\u010dasn\u00e9 dob\u011b nab\u00edz\u00ed Grammen bank celou \u0159adu program\u016f. Krom\u011b \u0159ady ocen\u011bn\u00ed se setk\u00e1v\u00e1 tak\u00e9 skritikou, kde jsou vy\u010d\u00edt\u00e1ny nap\u0159\u00edklad pom\u011brn\u011b vysok\u00e9 \u00farokov\u00e9 sazby, nebo riziko, \u017ee neust\u00e1l\u00e9 p\u016fj\u010dov\u00e1n\u00ed chud\u00fdm lidem vede jen k prohlubov\u00e1n\u00ed dluhov\u00e9 pasti.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bank\u00e9\u0159 Mohhamad Yunus","item":"https:\/\/www.jolek.cz\/banker-mohhamad-yunus\/#breadcrumbitem"}]}]