[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jolek.cz\/kde-je-pujcka-jistotou\/#Article","mainEntityOfPage":"https:\/\/www.jolek.cz\/kde-je-pujcka-jistotou\/","headline":"Kde je p\u016fj\u010dka jistotou?","name":"Kde je p\u016fj\u010dka jistotou?","description":"Ne\u017e se n\u011bkdo v t\u00ed\u017eiv\u00e9 finan\u010dn\u00ed situaci rozhodne n\u011bkde po\u017e\u00e1dat o p\u016fj\u010dku, m\u011bl by v prvn\u00ed \u0159ad\u011b zv\u00e1\u017eit, jak\u00e9 jsou <a href=\"https:\/\/www.jolek.cz\/kde-je-pujcka-jistotou\/\" class=\"read-more\">\u010c\u00edst v\u00edce<\/a>","datePublished":"2021-11-24","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.jolek.cz\/author\/#Person","name":"jolek.cz\n","url":"https:\/\/www.jolek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jolek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jolek.cz\/wp-content\/uploads\/star%C3%A1%20mince_4.jpg","url":"https:\/\/www.jolek.cz\/wp-content\/uploads\/star%C3%A1%20mince_4.jpg","height":0,"width":0},"url":"https:\/\/www.jolek.cz\/kde-je-pujcka-jistotou\/","about":["D\u016fm a zahrada"],"wordCount":423,"articleBody":"   Ne\u017e se n\u011bkdo v t\u00ed\u017eiv\u00e9 finan\u010dn\u00ed situaci rozhodne n\u011bkde po\u017e\u00e1dat o p\u016fj\u010dku, m\u011bl by v prvn\u00ed \u0159ad\u011b zv\u00e1\u017eit, jak\u00e9 jsou jeho vlastn\u00ed siln\u00e9 a slab\u00e9 str\u00e1nky. A pot\u00e9, co toto zv\u00e1\u017e\u00ed, by m\u011bl teprve volit mezi v\u0161emi nab\u00edzej\u00edc\u00edmi se alternativami to, co si zvol\u00ed za pomocn\u00edka. Ony toti\u017e nejsou p\u016fj\u010dky jedna jako druh\u00e1, a zat\u00edmco jsou n\u011bkter\u00e9 dostupn\u00e9, jin\u00e9 nikoliv, a zat\u00edmco se n\u011bkter\u00e9 ur\u010dit\u011b vz\u00edt vyplat\u00ed, u jin\u00fdch je tomu p\u0159esn\u011b naopak. N\u011bkter\u00e9 p\u016fj\u010dky jsou prov\u00e1zeny p\u0159\u00edsn\u00fdmi podm\u00ednkami, za nich\u017e se poskytuj\u00ed, n\u011bkter\u00e9 se prodra\u017e\u00ed, a kdy\u017e se nad t\u00edm \u010dlov\u011bk zamysl\u00ed, pak dosp\u011bje nevyhnuteln\u011b k pozn\u00e1n\u00ed, \u017ee toto z\u0159ejm\u011b nen\u00ed to prav\u00e9 pro n\u011bj, \u017ee on pot\u0159ebuje sp\u00ed\u0161e n\u011bco dostupn\u00e9ho a snadno splatiteln\u00e9ho, levn\u011bj\u0161\u00edho.A tak si rozumn\u00ed lid\u00e9 z p\u016fj\u010dek vyb\u00edraj\u00ed. By\u0165 je skute\u010dnost\u00ed, \u017ee v t\u00ed\u017eiv\u00e9 situaci zrovna moc na v\u00fdb\u011br nemaj\u00ed. A zat\u00edmco si bonitn\u00ed \u017eadatel\u00e9 vyb\u00edraj\u00ed hlavn\u011b podle ceny jednotliv\u00fdch nab\u00eddek, mus\u00ed se lid\u00e9 ve finan\u010dn\u00ed nouzi zam\u011b\u0159it sp\u00ed\u0161e na to, co v\u016fbec maj\u00ed nad\u011bji dostat, a a\u017e pak p\u0159ich\u00e1z\u00ed ke slovu ot\u00e1zka \u00farok\u016f a poplatk\u016f.A co je pro nedokonal\u00e9 \u017eadatele, tedy ty, kdo maj\u00ed n\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, \u010dasto tou nejlep\u0161\u00ed p\u0159edstavitelnou nab\u00eddkou? Nejednou je to n\u011bjak\u00e1 ta nebankovn\u00ed hypot\u00e9ka. By\u0165 toti\u017e vy\u017eaduje tato pujcka ruceni nemovitosti, co\u017e znamen\u00e1, \u017ee ti, kdo nemaj\u00ed nemovit\u00fd majetek, u t\u00e9to neusp\u011bj\u00ed, je tomu v p\u0159\u00edpad\u011b t\u011bch, kte\u0159\u00ed n\u011bjakou nemovitost vlastn\u00ed, pr\u00e1v\u011b naopak.Kdy\u017e tu n\u011bkdo m\u016f\u017ee zaru\u010dit spl\u00e1cen\u00ed p\u016fj\u010dky vyu\u017eit\u00edm sv\u00e9 nemovitosti coby garance spl\u00e1cen\u00ed, usp\u011bje tu s velkou pravd\u011bpodobnost\u00ed, a to i tehdy, kdy\u017e by nebyl pro banky ani trochu zaj\u00edmav\u00fd. D\u00edky takov\u00e9 z\u00e1ruce se tu toti\u017e tolik nehled\u00ed na p\u0159\u00edjmy ani registry dlu\u017en\u00edk\u016f, a to je pro leckoho to nejlep\u0161\u00ed, co ho m\u016f\u017ee potkat. Proto\u017ee se tu usp\u011bje jist\u011b a snadno, nikdo tu \u017eadateli neh\u00e1\u017ee klacky pod nohy a ned\u011bl\u00e1 drahoty. A i chud\u00fd \u010dlov\u011bk se tak m\u016f\u017ee dostat k v\u00fdhodn\u00fdm financ\u00edm.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde je p\u016fj\u010dka jistotou?","item":"https:\/\/www.jolek.cz\/kde-je-pujcka-jistotou\/#breadcrumbitem"}]}]